Burglary Policy

This Policy provides indemnity against loss or damage to property, following forcible or violent entry or exit from insured premises. It also covers damage to premises caused by burglars during burglary or attempted burglary.

Fire & Special Perils Policy

The basic Fire Policy provides cover for damage or destruction to insured property by Fire, Lightning or Explosion. The Special Perils include cover against malicious damage, storm, flood, impact by vehicles, amongst others.

Machinery Break Down Policy

This Policy provides cover against sudden and unforeseen physical loss or damage to the insured machinery necessitating its repair or replacement.

Money Policy

The Policy covers loss or damage to money by thieves whilst in premises, in transit and or in the custody of duly authorized employees. The Policy also extends to cover safe and strong room.

Goods in Transit Policy

This Policy provides cover for loss or damage due to theft, damage/loss after accident etc, to goods while in transit by road, rail or any inland waterway within the geographical area.

Contractors all Risk Policy

The Policy covers contractors against physical loss of or damage to the property insured (works and temporary works erected, materials etc and constructional plant and equipment) against perils such as tempest, flood and any other cause not specifically excluded by the Policy. The Policy also covers against contractor’s Legal Liability consequent upon accidental bodily injuries to or illness or damage to property belonging to third parties.

Contractors all Risk Policy

The Policy covers contractors against physical loss of or damage to the property insured (works and temporary works erected, materials etc and constructional plant and equipment) against perils such as tempest, flood and any other cause not specifically excluded by the Policy. The Policy also covers against contractor’s Legal Liability consequent upon accidental bodily injuries to or illness or damage to property belonging to third parties.

Business Interaption Policy

This Policy covers financial losses resulting from interruption of or interference of business consequent upon a material damage loss.

Fidelity Gaurantee Policy

The Policy covers the Insured against financial loss sustained as result of fraud, dishonesty or disloyalty, lack of fidelity by employee acting alone or in collusion with others.

Commercial all risk Policy

This Policy provides indemnity against loss or damage to specified items as a result of any cause not excluded by the Policy.

Domestic Package Policy

This Policy is meant for householders and covers building, contents, valuables, personal effects etc, against fire, theft among other perils.